Posted on

Best Free Checking Accounts in US

It is difficult to find a checking account without any fee these days, but still there are some banks who offer a free checking account without any monthly fees and there are others who waive off the fees by accepting some conditions.

1. Bank of America – Free Myaccess Checking

Easiest to setup and provides a Check Card (ATM/Debit), free online transfers and Bill Pay and many other features of a normal account. But there are no free cheque (check) and no fancy offers. But the good thing is, if you apply online you will receive your kit without requiring any manual intervention. The good part is that if you have a SSN, you can complete the account opening process in few minutes and get started within a week. There are so many BoA ATM’s available through out the country, it is very easy to use the free benefits. The account can be linked to any existing savings or credit card accounts.

2. US Bank – Free Checking and Silver Checking

US Bank offers more varieties of free checking and Savings accounts, and if you have a nearby branch it is much faster to open the same. But opening online you might need to fax some documents to their main office and it will take sometime for verification and the overall process. But you do get Cheque (check) Book in some of the plans.

3. Capital One Bank – Free Interest Online Checking or Rewards Online Checking

Capital One is entering the banking sector after its success in Credit Card business, they are offering a variety of free checking solutions, but the main problem is availability of their ATM’s. But they do offer a $10 credit at the end of the statement cycle to compensate any ATM Fees. And you can always use retail shops to get cash back during your purchases. They offer one of the best interest rate of 1.01 APR for any of the checking accounts along with Discover Bank.

4. Wells Fargo – Custom management Checking

You can waive the monthly fee by opening a savings account with the Checking account and setting up a monthly transfer of minimum $25 dollars to your Savings account from Checking account. Wells Fargo provides a rewards card , free online access and multiple cheque books.

5. Chase Bank – Chase Checking

If you have your direct deposit (minimum of $500) or 5 transactions in a statement period in the checking account the account fees are waived off. Chase enrolls you in Ultimate Rewards program which provides unlimited rewards (1% of your transaction value in $)

There are other free options from smaller banks like Huntington , Ally Bank , Zions and most of the local credit unions. But the above are the top five Bankers with a free option.

Posted on

Intel Core i3-370M vs i5-460M Processor Comparison and Review

Intel Core i5-460M and i3-370M are used in most of the laptops, they are the new generation Dual Core processors. Intel Core i5-460M has a CPU speed of 2.53 GHz, cache is 3 MB Intel Smart Cache, 2.5 GT/s bus speed, maximum turbo speed of 2.8 GHz, with core ratio of 19, 766 MHz of Graphics maximum dynamic frequency, advanced technologies like Intel Turbo Boost Technology, Hyper threading technology, Virtualization technology, Fast memory access, Enhanced speed step technology, Flex memory access and etc.

Intel Core i3-370M has a CPU speed of 2.4 GHz, cache, bus speed and instruction set are same as Intel Core i5-460M, core ratio of 18, graphics maximum dynamic frequency of 667 MHz, 2.93 GHz of maximum turbo frequency, advanced technologies like Hyper threading technology, Virtualization technology, Fast memory access, Enhanced speed step technology, Flex memory access and etc are present which are also found in Intel Core i5-460M except for Intel Turbo Boost Technology.

The i5 460 offers a reasonable performance boost compared to the i3 370, but to see a considerable performance boost other features of the laptop also needs to be better. If the price difference is more than $50 it doesnt make sense to upgrade to i5 460.

Technical Specifications :

Intel Core i5-460M :
CPU Benchmark – 2569, CPU Speed – 2.53 GHz, Cache – 3 MB Intel Smart Cache, Bus Speed – 2.5 GT/s, Code Name – Arrandale, Thermal – 105 C, Number of cores – 2, Instruction Set – 64 bit, Graphics maximum dynamic frequency – 766 MHz.

Intel Core i3-370M :
CPU Benchmark – 2206, CPU Speed – 2.4 GHz, Cache – 3 MB Intel Smart Cache, Bus Speed – 2.5 GT/s, Code Name – Arrandale, Thermal – 90 C for rPGA 105 C for BGA, Number of cores – 2, Instruction Set – 64 bit,  Graphics maximum dynamic frequency – 667 MHz.

Posted on

Most Annoying News Sites – India

With Indians taking to internet like never before some of India’s Big media houses are seeing a steady online revenue through their online versions and the new media is also getting the hold of the new audience. But with more reach and audience, the greed of Media houses seems to only grow higher. Though we understand the importance of advertising to online media, the number of ads and its nature is very important for staying away from the annoying list. Some of the biggest news websites are the most annoying as well. Here is the A List of Most annoying Indian websites..

Times Of India and Economic Times –

http://timesofindia.indiatimes.com
The most popular English daily in Western and Northern Parts of India, it has the maximum reach in India. But its online version with the indiatimes domain is the most annoying of major Indian Sites. You can see their advertisement strategy comparable to desperate bottom rung sites of web. At any time you can see 5-6 Image ads , two ad bars and many more Text links. Well to top that all a video opens and starts playing covering 3/4 of the screen, not just once but many times a day when you browse through this site, the worst part is you can stop the video/pause it using the video control. We are still wondering what benefits do these advertisers get by annoying the users appear one among ten others ads in the website.

Oneindia.in –

One of the new sites which has come into to forefront by offering regional news and Cine News is OneIndia.in . A popular domain catering different types of users. Not in the same league of Times Of India, but definitely equally annoying compared to the indiatimes websites.

IBNLive – in.com –

in.com is another major domain with forceful advertising, with lots of flash content from various providers the sites provide serious security risk if someone is using a older browser like IE 6. Not always putting a in your face video, but still is one of the annoying site in the web.

The below sites also fall under the annoying list with both Popup advertisments and other annoying type of ads.

expressbuzz.com
MoneyControl.com
hindustantimes.com

You might find almost all major India News Websites as annoying in terms of user experience, but pick the worst and add it in the comments section, the post will be duly updated.